In recent years, CAP has developed valuable programs that help Members address added financial and business concerns beyond professional liability protection. The latest such program makes specially priced individually underwritten disability insurance available to qualifying CAP Members.

For the first time, individual long-term disability insurance coverage (LTD) is available at discounted rates through CAP Affiliated Physicians Insurance Services (CAPIS). As a Member of CAP, this discounted individual coverage may allow you to supplement the recently announced CAP Plan group disability benefits (provided at no cost to active Members).

CAPIS has negotiated a 15% premium discount for eligible Members on policies individually underwritten by our preferred insurer. The insurer is rated “A” by A.M. Best, and is one of the nation’s most highly regarded providers of individual and group disability insurance. The individual policy delivers the best specialty specific definition of disability available. CAP physicians may qualify for a policy with up to $10,000 in monthly benefits (based on income). CAPIS also secured a 10% premium discount for LTD insurance that covers up to $30,000 per month in business overhead expenses.

So don’t wait! If you need protection from the financial consequences of becoming disabled, take advantage of the reduced pricing available through CAPIS. Also, if you already have a policy, or policies, and want to increase your benefits, you may be able add more coverage to what you already have, or get a comparable policy for less money by purchasing a policy through CAPIS.

Act now for a no-obligation quote: just fax back the quote request form, or phone me at (800) 356-5672, or email me at gschoenfeld@cap-mpt.com.

Sincerely,
Glenn Schoenfeld
Vice President, CAPIS
License #0D32760
(800)356-5672 voice
(213) 473-8780 fax

CAP Affiliated Physicians Insurance Services (CAPIS) is a life and health insurance agency owned and operated by the Cooperative of American Physicians, Inc., licensed by the California Department of Insurance.


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