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PERSONAL INSURANCE SERVICES FROM CAP - Long term care
December, 2006

The physical impact of caring for a sick loved one is enormous. Everyday tasks that we often take for granted, such as eating, bathing, or going to the bathroom become major chores. Most find out quickly that this task is well beyond the capability of family members.

The cost of insurance that provides help with long-term care is not inexpensive. But the cost of not having it, from both a financial standpoint and the physical demands on the family, is much greater. You can’t underestimate the emotional impact a long-term illness will have on a family. The assistance paid for by a long-term care insurance policy provides the family the ability to deal with emotional issues instead of focusing on the financial and personal physical efforts of providing care to their loved one.

If you’ve never considered long-term care insurance, please think again. The unfortunate truth is that most of you reading this article will find yourself on either the giving or receiving end of long-term care. Having long-term care insurance will go a long way to reduce the inevitable suffering that a long term illness brings, both for the caregivers and the patient.

Let us help. A CAPIS professional is ready to answer your long-term care needs with policies from the best providers of long-term care coverage at competitive rates earned through the buying power of the Cooperative of American Physicians, Inc. Please call (800) 356-5672 so that we can provide you with a quote that best fits your long-term care needs.


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