PERSONAL INSURANCE SERVICES FROM CAP - Term Life Insurance
February, 2007
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CAPIS is a life and health insurance agency owned and operated by the Cooperative of American Physicians,
Inc. Our only mission is to serve the insurance needs of our Members. We are your agency and stand ready to
serve your interests.
On your behalf, we have researched and negotiated with the leading insurance carriers to secure products at
competitive rates for disability coverage; long-term care coverage; and term life insurance.
Term life insurance is an important financial tool to help you protect your family’s future. CAPIS wants to help
you purchase a quality policy with favorable pricing. To this end, we have included for your review a sample
term life rate sheet with a faxable Quote Request Form. Simply complete the short form and fax it to 213-576-
8563 and a CAPIS staff person will deliver a quote to you by fax or e-mail.
| Term Life Sample Rates/Annual Premiums
$1 Million 10-Year Level Term Insurance*
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Age 35 |
Age 40 |
Age 45 |
Age 50 |
Age 55 |
Female: |
|
$270 |
$350 |
$540 |
$800 |
$1.220 |
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Male: |
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$310 |
$380 |
$630 |
$1,020 |
$1,700 |
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| *Premiums guaranteed to stay level for ten years with continued availability of coverage to specified age; Premiums shown reflect PREFERRED BEST NON
SMOKER RATES*. In addition, Premium guarantees of 20-, and 30-year are also available. |
| The coverage and sample rates quoted are not a promise of insurance or coverage and are subject to policy issuance pending formal underwriting
under guidelines and practices established by the respective insurance companies offering term life as regulated by the California Department of
Insurance. |
If you have been thinking about acquiring term life coverage or if you think you may be paying too much for
your existing coverage – don’t wait! Contact CAPIS today at 800-356-5672 or fax a completed Quote Request
Form. Your CAPIS professional is standing by to serve you.
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