EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
Many physicians have employees which are a valuable asset to a practice but every once in awhile some become a liability. Employment Practices Liability Insurance (EPLI) provides protection for employee-related issues.
EPLI is coverage for an employer in the event of an actual or alleged employment-related claim by or on behalf of an employee. EPLI will reimburse you for any legal expense, and/or damages and judgments incurred by you arising out of any claims for:
- Wrongful Termination
- Discrimination
- Harassment
- Retaliation
- Disclosure of Confidential Employee Information Resulting in Identity Theft
- Violations of Family Medical Leave Act or Similar State or Local Law
- Violations of Uniformed Services Employment and Reemployment Rights Act
- Breach of an employee's federal, state, or local civil rights
For further details, please review this sample policy.
As a CAP member, you receive MEDGUARD. Click here to see a summary of benefits compared to EPLI.
EPLI Coverage Limits
Below are three available options for EPLI coverage limits and the premium amounts for those limits.
# of Employees $250,000 $500,000 $1,000,000
1 - 2 $94.62 $136.67 $210.26
3 - 5 $94.62 $136.67 $210.26
6 - 12 $94.62 $136.67 $210.26
13 - 20 $94.62 $136.67 $210.26
21 - 35 $98.52 $142.31 $218.93
36 - 50 $124.39 $179.67 $276.42
Application
To obtain coverage for EPLI, please fill out our short application.
Please mail the original application to the address below. We will follow up with you to verify the amount of coverage as well as the premium amount.
CAP Physicians Insurance Agency, Inc.
Attn: Bob Wolf
333 S. Hope St., 8th Floor
Los Angeles, CA 90071
You can also fax the application to 213-473-8771.
