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A: A summons and a complaint are often received together. The summons is an order of the court to appear within 30 days. This is commonly satisfied by filing a written answer to the complaint. The complaint states the grounds for the alleged negligence. When the physician alerts the CAP-MPT Claims Department of receipt of a summons, immediate action is initiated. There must be a response to the complaint, on behalf of the physician, within the allowed timeframe. Absent a timely response, the court may refuse to allow the physician to contest allegations that he failed to meet the standard of care. A 90-day Notice of Intent is an advance notice of an intention to file a professional liability lawsuit. When notified, the CAP Claims Specialist has the opportunity to intervene on the member’s behalf and, perhaps, resolve the dispute before a lawsuit is brought. When reported early, the Specialist may be able to save the member inconvenience, energy and dollars. Not the least important reason for promptly notifying CAP of a summons or a 90-day notice is that your failure to do so may jeopardize your professional liability coverage. To report any legal notices, call the CAP Claims Department HOTLINE at 1-800-252-0555. |
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